Bonding Shouldn't Hold You Back. We Make It Happen.

From startup contractors to $100M+ programs, we get bonds approved when others can't. Construction industry background. 80+ surety markets. Approvals in as little as 24 hours.

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Instant Approval Program

Get Bonded in Seconds. Up to $2 Million.

Apply through our partner Merchants Bonding for instant approval on bid, performance, and payment bonds. Credit-only underwriting, e-signature, decisions in seconds.

  • ✓ Up to $2M single / $2M aggregate
  • ✓ 3% flat rate on qualifying bonds
  • ✓ Bid, Performance & Payment Bonds
  • ✓ E-signature, no paperwork
Start Quick Application → View full eligibility & exclusions →

Eligibility Requirements

The company, owner, and any predecessor must not have:

  • Ever declared bankruptcy
  • Defaulted on a contract
  • Been involved in a surety claim
  • Lawsuits or liens in the last 5 years
  • Open bonds with another surety
  • Been under current management less than 3 years

Project exclusions apply (job duration, geography, bond form). Not available in NYC. See full exclusions or talk to Christian.

Three Ways to Get Bonded

Every contractor's situation is different. We match you to the right program — whether that's fast credit-based bonding, full standard underwriting, or the government-backed SBA program.

Fast Application

Quick Bonding

Multiple credit-based markets plus the SBA QuickBond for credit-challenged contractors. No CPA financials required for the fast paths.

  • Merchants $2M instant approval
  • Liberty XPress $3M credit-only
  • SBA QuickBond $500K (credit-challenged)
  • Plus other credit-based markets
View Quick Bonding →
Full Underwriting

Standard Bonding

From $10M to $1B+. Real bonding capacity for established programs. Lower rates than credit-only.

  • Small to large contractor tiers
  • 1%–2% typical premium rates
  • 80+ A-rated sureties
  • Best for: growing programs
View Standard Bonding →
Government-Backed

SBA Bond Program

Up to $9M non-federal / $14M federal with SBA guarantee. For small and emerging contractors who don't yet qualify for standard bonding.

  • $9M non-federal / $14M federal
  • Lower working capital ratios
  • Set-aside friendly (8a, HUBZone, WOSB, SDVOSB)
  • Best for: emerging contractors
View SBA Program →

From construction contract bonds to commercial licenses, we provide the coverage contractors and businesses rely on.

Contract Bond

Bid Bonds

Guarantee your bid price and demonstrate financial credibility to project owners. Required on most public construction projects.

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Contract Bond

Performance Bonds

Protect project owners by ensuring contractors complete work per specifications. Essential for public and private projects.

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Contract Bond

Payment Bonds

Guarantee that subcontractors and material suppliers are paid. Required alongside performance bonds on federal and most state projects.

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Contract Bond

Subdivision Bonds

Required by municipalities for developers completing public improvements in new subdivisions — roads, utilities, sidewalks, and more.

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Commercial Bond

License & Permit Bonds

Fulfill government requirements to obtain or renew a business license. Contractors, professionals, and more.

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Court Bond

Court Bonds

Appeal bonds, probate bonds, and other judicial bonds required by courts to protect parties during legal proceedings.

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80+ Surety Partners
50 States Served
10K+ Bonds Issued
24hr Avg. Approval
Christian Collins, Surety Specialist

Christian Collins

Construction Surety Specialist

I work exclusively with contractors to secure the bonding they need — especially the accounts other agencies turn away. Licensed in all 50 states with deep construction industry experience, I personally guide every client from application to approval.

Surety Bond Encyclopedia

What Are Contract Bonds?

Contract surety bonds — including bid, performance, and payment bonds — are the backbone of the construction industry. They protect project owners and guarantee contractors fulfill their obligations. Read more →

Ready to Get Bonded?

Contact our team today for a free, no-obligation quote. We'll find the right surety solution from our network of 80+ sureties.

Request a Quote Call 877-914-0909