From startup contractors to $100M+ programs, we get bonds approved when others can't. Construction industry background. 80+ surety markets. Approvals in as little as 24 hours.
Apply through our partner Merchants Bonding for instant approval on bid, performance, and payment bonds. Credit-only underwriting, e-signature, decisions in seconds.
Six yes-or-no questions about the company, its owners, and any predecessor. A “yes” to any of them rules out instant approval. Your answers stay on this page.
Project exclusions apply (job duration, geography, bond form). Not available in NYC. See full exclusions or talk to Christian.
Every contractor's situation is different. We match you to the right program — whether that's fast credit-based bonding, full standard underwriting, or the government-backed SBA program.
3 questions to go.
Multiple credit-based markets plus the SBA QuickBond for credit-challenged contractors. No CPA financials required for the fast paths.
From $3M to $1B+. Real bonding capacity for established programs. Lower rates than credit-only.
Up to $9M non-federal / $14M federal with SBA guarantee. For small and emerging contractors who don't yet qualify for standard bonding.
Here is what happens after you send a request.
Send your bond request online or by phone. Most applications take less than 10 minutes.
We review your application and financial documents and identify the best surety markets for your account.
We submit your account to our surety partners for underwriting and work to secure favorable terms.
We issue your bond and deliver it to you or the obligee. Most bonds are approved and delivered within 24 hours of a complete submission.
From construction contract bonds to commercial licenses, we provide the coverage contractors and businesses rely on.
Guarantee your bid price and demonstrate financial credibility to project owners. Required on most public construction projects.
Learn MoreProtect project owners by ensuring contractors complete work per specifications. Essential for public and private projects.
Learn MoreGuarantee that subcontractors and material suppliers are paid. Required alongside performance bonds on federal and most state projects.
Learn MoreRequired by municipalities for developers completing public improvements in new subdivisions — roads, utilities, sidewalks, and more.
Learn MoreFulfill government requirements to obtain or renew a business license. Contractors, professionals, and more.
Learn MoreAppeal bonds, probate bonds, and other judicial bonds required by courts to protect parties during legal proceedings.
Learn MoreBid in Texas, build in Georgia, break ground on a subdivision in Florida. One specialist handles your bonds wherever the job is, through 80+ surety markets.
Construction Surety Specialist
I work with contractors, developers, and business owners to secure the surety bonds they need — from bid, performance, and payment bonds to subdivision and license & permit bonds — especially the accounts other agencies turn away. Licensed in all 50 states with deep construction industry experience, I personally guide every client from application to approval.
Contract surety bonds — including bid, performance, and payment bonds — are the backbone of the construction industry. They protect project owners and guarantee contractors fulfill their obligations. Read more →
A bid bond guarantees that if a contractor wins a bid, they will enter the contract at the bid price and provide the required performance and payment bonds. Read more →
Performance bonds are required on most public construction projects and many private ones. Learn who needs them, how much they cost, and how to qualify. Read more →
Bond premiums typically range from 1–3% of the bond amount for well-qualified applicants. Factors include credit, experience, project size, and financials. Read more →